Financial platforms that are secure, compliant and fast to change.
Sails Software builds digital banking, payments, lending and AI-driven risk platforms for financial institutions, FinTechs and payment providers.
FinTech outcomes, measured.
profit growth
AI-powered credit management
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faster development
Closing the AI-to-production gap with governed AI delivery
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Cloud-native membership platform with configurable journeys at scale
Read the case studyWhat we build for financial services.
Digital banking
Modular, scalable banking platforms for institutions and their customers.
Payment processing
Secure payments across multiple methods with lower transaction costs.
Digital wallets
Wallet apps with multiple payment methods, loyalty programs and third-party integrations.
AI for FinTech
AI applications for accuracy, efficiency and personalized insight.
Lending platforms
Lending systems that speed up decisions and improve the borrower experience.
Financial risk management
Real-time monitoring and predictive, actionable risk insight.
Proven FinTech stack.
Front end
Back end
AI and personalization
What does Sails Software do in FinTech?
We partner with financial institutions, FinTech companies and payment providers to build secure, compliant platforms customers want to use. Work covers consulting, application development and 24/7 managed services, with AI in credit, risk and personalization.
- Clients
- Banks, credit unions, FinTechs, payment providers
- Services
- Consulting, development, managed services
- AI
- Credit decisions, risk, personalization
Frequently asked questions.
What does Sails Software build for financial services and FinTech?
Digital banking, payments, digital wallets, lending platforms, AI credit and risk tools, and the cloud platforms that run them.
What results has Sails Software delivered in FinTech?
A credit management platform built with AI delivered 109% profit growth, ISO certification and a FinTech for Good award for its client.
Do you provide managed services for financial platforms?
Yes: 24/7 monitoring, incident response, performance tuning, security patching and regulatory and technology updates.
Which technologies do you use?
React and Next.js, Vue and Nuxt on the front end; Node.js, Laravel and Django on the back end; Elasticsearch and conversational AI for personalization.
Start with an AI readiness assessment.
Tell us which workflow you want to fix first. We'll check the data, the risks and the path to production.